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Opening an account
| A: |
Good morning, can I help
you? |
| B: |
Yes, I'd like to open a deposit
account. |
| A: |
Certainly Sir. Would you
like a Silver or a Gold account? |
| B: |
What's the difference? |
| A: |
You can open a Silver account
with just �5. The account comes with a cash card so you can withdraw
your money at any time. The Silver account currently pays 5% interest.
For the Gold account you need a minimum of �500, and you have to give
14 days notice to withdraw money. The interest rate is 6.5%. |
| B: |
I'll go for the Silver account. |
| A: |
How much would you like to
deposit? |
| B: |
�500 |
| A: |
And we'll need two proofs
of ID; telephone bill, driving licence, credit card statement etc. |
| B: |
I'm sorry, I don't have any
of those on me. I'll come back tomorrow. |
Applying for a mortgage
| C: |
Good morning, I'm the manager, how can I help you? |
| D: |
We'd like to apply for a mortgage. |
| C: |
Have you found a property you're interested in? |
| D: |
Yes we have. |
| C: |
How much would you like to borrow? |
| D: |
Well, the property is �75,000, but we have a deposit of �25,000 |
| C: |
So you need a �50,000 loan. Do you have an account with this bank? |
| D: |
Yes, we both have accounts here. I've had my account for over fifteen
years. |
| C: |
How much do you both earn? |
| D: |
I earn �15,000 pa and my wife earns �12,500. |
| C: |
That's fine. Now Would you like to complete this form......... |
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Practice
i) You want to open a current (cheque) account
ii) You want to apply for a loan to buy a car.
Make conversations.
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