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Dialogues: bank

 
Borrowing
Clothes shop
Eating out
Electrical shop
Plans & Excuses
Hotel
Flying
Was / Were
Bank
Complaining
Crime
Finding a flat
Preferences
Rules
Selling
Telephone
Opening an account
A: Good morning, can I help you?
B: Yes, I'd like to open a deposit account.
A: Certainly Sir. Would you like a Silver or a Gold account?
B: What's the difference?
A: You can open a Silver account with just 5. The account comes with a cash card so you can withdraw your money at any time. The Silver account currently pays 5% interest. For the Gold account you need a minimum of 500, and you have to give 14 days notice to withdraw money. The interest rate is 6.5%.
B: I'll go for the Silver account.
A: How much would you like to deposit?
B: 500
A: And we'll need two proofs of ID; telephone bill, driving licence, credit card statement etc.
B: I'm sorry, I don't have any of those on me. I'll come back tomorrow.

Applying for a mortgage
C: Good morning, I'm the manager, how can I help you?
D: We'd like to apply for a mortgage.
C: Have you found a property you're interested in?
D: Yes we have.
C: How much would you like to borrow?
D: Well, the property is 75,000, but we have a deposit of 25,000
C: So you need a 50,000 loan. Do you have an account with this bank?
D: Yes, we both have accounts here. I've had my account for over fifteen years.
C: How much do you both earn?
D: I earn 15,000 pa and my wife earns 12,500.
C: That's fine. Now Would you like to complete this form.........

Practice
i) You want to open a current (cheque) account
ii) You want to apply for a loan to buy a car. 
Make conversations.