English Dialogues

These free English dialogues give examples of English that you can use in real life situations. However, it is unlikely your English will improve much just by reading. Print them out and practice them with friends and fellow students. Change the situations to match the ones you meet in your life. Have fun.

Banking - Opening an account

A:
Good morning, can I help you?
B:
Yes, I'd like to open a deposit account.
A:
Certainly Sir. Would you like a Silver or a Gold account?
B:
What's the difference?
A:
You can open a Silver account with just $5. The account comes with a cash card so you can withdraw your money at any time. The Silver account currently pays 5% interest. For the Gold account you need a minimum of $500, and you have to give 14 days notice to withdraw money. The interest rate is 6.5%.
B:
I'll go for the Silver account.
A:
How much would you like to deposit?
B:
$500
A:
And we'll need two proofs of ID; telephone bill, driver's license, credit card statement etc.
B:
I'm sorry, I don't have any of those on me. I'll come back tomorrow.

Applying for a Mortgage

C:
Good morning, I'm the manager, how can I help you?
D:
We'd like to apply for a mortgage.
C:
Have you found a property you're interested in?
D:
Yes we have.
C:
How much would you like to borrow?
D:
Well, the property is $75,000, but we have a deposit of $25,000
C:
So you need a $50,000 loan. Do you have an account with this bank?
D:
Yes, we both have accounts here. I've had my account for over fifteen years.
C:
How much do you both earn?
D:
I earn $15,000 a year and my wife earns $12,500.
C:
That's fine. Now Would you like to complete this form.........

i) you want to open a checking account; ii) you want to apply for a loan to buy a car. Make conversations and practice with friends.